Credit Risk Modelling
Free Advanced course · 10 lessons · 4 weeks · Certificate on completion
Build probability-of-default and scorecard models used by banks and lenders. Across 10 lessons you'll move from fundamentals to a portfolio-ready outcome — at your own pace, with quizzes after each lesson and a final exam to certify your mastery.
What you'll learn
- How lending risk works
- PD, LGD and EAD
- Data and target definition
- Weight of evidence and IV
- Logistic scorecards
- Machine-learning risk models
Skills you'll pick up
- How lending risk works
- PD, LGD and EAD
- Data and target definition
- Weight of evidence and IV
- Logistic scorecards
- Machine-learning risk models
Tools covered
- Credit Risk Modelling
- Real-world projects
- Quizzes
- Final exam
Course modules
Module 1: How lending risk works
Module 1 of Credit Risk Modelling. 3 lessons · 3h
Module 2: Weight of evidence and IV
Module 2 of Credit Risk Modelling. 3 lessons · 3h
Module 3: Reject inference
Module 3 of Credit Risk Modelling. 2 lessons · 2h
Module 4: Fair lending considerations
Module 4 of Credit Risk Modelling. 2 lessons · 2h
Lessons in this course
- How lending risk works
- PD, LGD and EAD
- Data and target definition
- Weight of evidence and IV
- Logistic scorecards
- Machine-learning risk models
- Reject inference
- Model validation and stability
- Fair lending considerations
- Documenting for regulators
Instructor
Tomás Herrera — Staff Data Scientist
Tomás Herrera is a Staff Data Scientist with years of hands-on experience teaching Credit Risk Modelling to thousands of learners worldwide.
Certificate
Finish every lesson and pass the final exam to earn a free, verifiable Learnera certificate for Credit Risk Modelling. It can be downloaded as a PDF and shared on LinkedIn.
Career outcomes
Median global salary $145,000 per year · median India salary ₹20,30,000 per year · 24,787 open roles worldwide
- Credit Risk Modelling Specialist
- Senior Credit Risk Modelling Lead
- Credit Risk Modelling Consultant
Frequently asked questions
Is the Credit Risk Modelling course free?
Yes. Every Learnera course, including Credit Risk Modelling, is completely free — lessons, quizzes, the final exam, and the certificate.
How long does Credit Risk Modelling take?
10 lessons, typically completed in 4 weeks at a comfortable pace.
Do I get a certificate?
Yes — pass the final exam and you receive a free, verifiable certificate you can share on LinkedIn.